PARTNERS	LOAN DESCRIPTION
Arizona
Lead Agency: Northern Arizona University Community-based Entity: Arizona Loans for Assistive Technology (AzLAT) Consortium Lending Institution: Meridian Bank	Models: Loan Guarantee Loan $ Range To be determined Interest Rate Charged Borrower: To be determined Repayment Terms: To be determined
Delaware
Lead Agency: State Department of Vocational Rehabilitation Community-based Entity: Delaware Assistive Technology Initiative Lending Institution: Wilmington Trust Company Artisans Bank Dexsta Credit Union	Models: Guarantee Interest-buy down Loan $ Range Not determined Interest Rate Charged Borrower: Not determined Repayment Terms: Not determined
Florida
Lead Agency: Vocational Rehabilitation Services Community-based Entity: Florida Alliance for Assistive Services and Technology (FAAST, Inc) Lending Institution: AmSouth	Models: Loan Guarantee Loan $ Range $500 - $20,000 Interest Rate Charged Borrower: Prime plus 3% Repayment Terms: Up to 5 years
Guam
Lead Agency: University of Guam Center of Excellence Community-based Entity: to be determined Lending Institution: to be determined	Models: Low interest Loan $ Range to be determined Interest Rate Charged Borrower: to be determined Repayment terms: to be determined
Illinois
Lead Agency: Illinois Department of Human Services Community-based Entity: Illinois Assistive Technology Project Lending Institution: Security Bank	Models: Loan guarantee Interest Buy-down Loan $ Range $500-$40,000 Interest Rate Charged Borrower: 3.5% Repayment Terms None set
Iowa
Lead Agency: Iowa Finance Authority Community-based Entity: Abilities Fund Iowa Able Foundation Lending Institution: To be determined	Models: Loan Guarantee Loan $ Range To be determined Interest Rate Charged Borrower: To be determined Repayment Terms: To be determined
Kansas
Lead Agency: Kansas University Community-based Entity: Kansas Assistive Technology Cooperative (KATCO) Lending Institution: Alliance Bank	Models: Loan Guarantee Revolving loan Loan $ Range Up to $50,000 Interest Rate Charged Borrower: 2.5% - 7.9% Repayment Terms: Up to 10 years
Maryland
Lead Agency: Maryland Technology Assistance Program Community-based Entity: Assistive Technology Guaranteed Loan Program Board Lending Institutions: Sun Trust State Employees Credit Union of Maryland, Inc, 1st Mariner Bank	Models: Guaranteed loans - Credit Union, SunTrust, and 1st Mariner. Non-guaranteed loans - Credit Union and SunTrust Loan $ Range: $500 - $30,000 Interest Rate Charged Borrower: 3% - 3.25% Repayment terms: 1 - 7 years
Michigan
Lead Agency: Department of Career Development, Rehabilitation Services Community-based Entity: Michigan Disability Rights Coalition Lending Institution: Financial Health Credit Union	Models: Guaranteed Loan $ Range: Up to $20,000 Interest Rate Charged Borrower: varies Repayment Terms: useable life of device
Minnesota
Lead Agency: Department of Administration Community-based Entity: Assistive Technology of Minnesota Lending Institution: Bremer Bank	Models: Low Interest Revolving Loan $ Range: To be determined Interest Rate Charged Borrower: To be determined Repayment Terms To be determined
Missouri
Lead Agency: Missouri Assistive Technology Community-based Entity: Missouri Assistive Technology Council Lending Institution: Missouri State Treasurer	Models: Revolving loan Loan $ Range: $500 - $10,000 Interest Rate Charged Borrower: 2% - 4% Repayment Terms Up to 5 years
Nebraska
Lead Agency: Nebraska Assistive Technology Partnership Community-based Entity: To be determined Lending Institution: To be determined	Models: Revolving low-interest loan fund Loan $ Range: $1,500 - $50,000 Interest Rate Charged Borrower: 0% - 3% Repayment Terms To be determined
New Mexico
Lead Agency: New Mexico Technology Assistance Program, Division of Vocational Rehabilitation Community-based Entity: To be determined Lending Institution: To be determined	Models: To be determined Loan $ Range: To be determined Interest Rate Charged Borrower: To be determined Repayment Terms To be determined
New York
Lead Agency: Office of Advocate for Persons with Disabilities Community-based Entity: to be determined Lending Institution: to be determined	Models: Loan Guarantee Interest Buy-Down Revolving Loan $ Range: to be determined Interest Rate Charged Borrower: to be determined Repayment terms: to be determined
Oklahoma
Lead Agency: Oklahoma ABLE Tech Community-based Entity: Oklahoma Assistive Technology Foundation Lending Institution: BancFirst	Models: Loan Guarantee Loan $ Range: No min or max Interest Rate Charged Borrower: 2% above prime Repayment Terms: up to 5 years
South Carolina
Lead Agency: South Carolina Vocational Rehabilitation Department Community-based Entity: The Foundation for Independence through Employment Lending Institution: South Trust Bank	Models: Guarantee Interest buy-down Loan $ Range: Not determined Interest Rate Charged Borrower: Not determined Repayment Terms: Not determined
Utah
Lead Agency: Utah Assistive Technology Program Community-based Entity: Utah Assistive Technology Foundation Lending Institution: Zions Bank	Models: Interest buy-down Loan $ Range: $1,000 - $50,000 Interest Rate Charged Borrower: 0% - 3.3% Repayment Terms:: Up to 5 years
Virginia
Lead Agency: Virginia Department of Rehabilitative Services/Virginia Assistive Technology System (VATS) Community-based Entity: Assistive Technology Loan Fund Authority (ATLFA) Lending Institution: SunTrust Bank	Models: Revolving loan fund Guaranteed loan program Interest rate buy-down Non-guaranteed low interest loan Loan $ Range: No lower limits for loans No upper limits - interest rate buy-down Up to $40,000 - guaranteed loans Interest Rate Charged Borrower: 5% rate for direct loans 3% rate for guaranteed loans 4% below current rates - for non-guaranteed low-interest loans Repayment terms: Up to 48 months - under $5,000 Up to 60 months - over $5,000 Other loans - to be determined
Washington
Lead Agency: Community Trade and Economic Development Community-based Entity: Washington Assistive Technology Foundation Lending Institution: To be determined	Models: Revolving loan Loan $ Range: to be determined Interest Rate Charged Borrower: to be determined Repayment Terms to be determined
Wisconsin
Lead Agency: Wisconsin Department of Health and Family Services Community-based Entity: IndependenceFirst Lending Institution: M &I Marshall and Ilsely Bank	Models: Loan Guarantee Loan $ Range: $1,000 - $35,000 Interest Rate Charged Borrower: Prime plus 2% Repayment Terms: 1-5 years

DRAFT October 2003
Produced by RESNA/AFTAP, 1700 North Moore Street, Suite 1540, Arlington, VA 22209, 703/524-6686 (V), 703/524-6639 (TDD), 703/524-6630 (Fax), http://www.resnaprojects.org/AFTAP
This publication is available in alternative formats.
The RESNA Alternative Financing Technical Assistance Project (AFTAP), Cooperative Agreement #H224C030002A, is an activity funded by the National Institute on Disability and Rehabilitation Research (NIDRR) and the Rehabilitation Services Administration (RSA), U.S. Department of Education (ED), under the Assistive Technology Act of 1998. The information contained herein does not necessarily reflect the position or policy of NIDRR/ED or the Rehabilitation Engineering and Assistive Technology Society of North America (RESNA), and no official endorsement of the materials should be inferred.