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Loan Program Data

SUMMARY OF DATA CONTAINED IN THE AFTAP OUTCOMES DATA SYSTEM AS OF APRIL 15, 2002

N=508
Analysis across all states, and all years

CHARACTERISTICS OF APPLICANTS

  • Just over 2/3 (73%) of applicants are the users themselves
  • 63% had been denied AT financing through at least one other source, for example, Medicare, Medicaid, private insurance, etc
  • Finding out about the program through mail (29%) or through a disability agency (25%)
  • Using income of AT user (59%) or combined (26%) for the loan
  • Fairly even split between male and female applicants (47/52 split)
  • 60% white and 25% African-American
  • 70% are not working, 19% work full-time
  • 42% of applicants are coming from rural areas
  • Applicants range in age from 1 to 96 years of age, mean = 43, sd=18
  • Median monthly income = $1,711
  • Median monthly expenses = $940
  • Median income to debt ratio = 1.5, indicating that the applicants have little extra monthly income after paying their debts

TYPES OF AT REQUESTS

  • 48% of requests for transportation, 40% for seating and mobility, 27% for some type of environmental access such as computers etc, 11% for environmental modifications

AREAS OF FUNCTIONAL CHANGE ANTICIPATED

  • Want the AT to maintain or improve mobility (71%), social interactions (25%) and learning (21%)

NATURE OF LOAN DECISIONS

  • 66% of applicants were approved and accepted by the consumer, and another 12% were approved but not accepted. 24% denied, primarily because of insufficient income and/or a poor credit history
  • Median amount approved $4,200, ranging from $79 to $90,000
  • Median amount denied $6,290, ranging from $300 to $50,000

 


AFTAP/RESNA
1700 North Moore Street, Suite 1540
Arlington, VA 22209-1903
Phone: 703/524-6686  Fax: 703/524-6630  TTY: 703/524-6639
Email: info@resna.org  http://www.resnaprojects.org/AFTAP

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