SUMMARY OF DATA CONTAINED IN THE AFTAP OUTCOMES DATA SYSTEM AS OF APRIL 15, 2002

N=508
Analysis across all states, and all years

CHARACTERISTICS OF APPLICANTS

• Just over 2/3 (73%) of applicants are the users themselves
• 63% had been denied AT financing through at least one other source, for example, Medicare, Medicaid, private insurance, etc
• Finding out about the program through mail (29%) or through a disability agency (25%)
• Using income of AT user (59%) or combined (26%) for the loan
• Fairly even split between male and female applicants (47/52 split)
• 60% white and 25% African-American
• 70% are not working, 19% work full-time
• 42% of applicants are coming from rural areas
• Applicants range in age from 1 to 96 years of age, mean = 43, sd=18
• Median monthly income = $1,711
• Median monthly expenses = $940
• Median income to debt ratio = 1.5, indicating that the applicants have little extra monthly income after paying their debts

TYPES OF AT REQUESTS

• 48% of requests for transportation, 40% for seating and mobility, 27% for some type of environmental access such as computers etc, 11% for environmental modifications

AREAS OF FUNCTIONAL CHANGE ANTICIPATED

• Want the AT to maintain or improve mobility (71%), social interactions (25%) and learning (21%)

NATURE OF LOAN DECISIONS

• 66% of applicants were approved and accepted by the consumer, and another 12% were approved but not accepted. 24% denied, primarily because of insufficient income and/or a poor credit history
• Median amount approved $4,200, ranging from $79 to $90,000
• Median amount denied $6,290, ranging from $300 to $50,000