Table 6.  Demographic Characteristics of Borrowers Cumulatively
    Count % of 8130 Approved Loans
Sex of AT users no response 297 3.65
male 4114 50.60
female 3719 45.74
Total 8130 100.00
Age in categories in ten years No response 538 6.62
0-9 394 4.85
10-19 465 5.72
20-29 605 7.44
30-39 777 9.56
40-49 1308 16.09
50-59 1582 19.46
60-69 1209 14.87
70-79 790 9.72
80-89 418 5.14
90-100 44 0.54
Total 8130 100.00
Race of AT users No response 1882 23.15
White 5141 63.23
Hispanic 161 1.98
African-American 712 8.76
American Indian or Alaskan Native 82 1.01
Native Hawaiin 1 0.01
Pacific Islander 45 0.55
Asian Indian 6 0.07
Asian 40 0.49
Other 60 0.74
Total 8130 100.00
AT user's community No response 420 5.17
Primarily urban 2389 29.38
Primarily suburban 2565 31.55
Primarily rural 2346 28.86
Other 410 5.04
Total 8130 100.00
AT user's employment status No response 442 5.44
Full-time 1617 19.89
Part-time 609 7.49
Not working 5462 67.18
Total 8130 100.00
Source:  AFP Outcomes Database and Management System, downloaded November 19, 2008
Notes
AFPs borrowers have represented the full breadth of society. Borrowers represent expected proportions by sex, age, race, and community.
Of note is the fact that the majority of borrowers reported that they were not working at the time they took an AFP loan.

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