Table 9.  Interest rate and Repayment Schedule Among Borrowers Across All Years
		Not reported		FY 2001		FY 2002		FY 2003		FY 2004		FY 2005		FY 2006		FY 2007		FY 2008		Cummulative
		Count	% of 88 Approved Loans	Count	% of 271 Approved Loans	Count	% of 594 Approved Loans	Count	% of 811 Approved Loans	Count	% of 1191 Approved Loans	Count	% of 1200 Approved Loans	Count	% of 1251 Approved Loans	Count	% of 1373 Approved Loans	Count	% of 1351 Approved Loans	Grand Total	% of 8130 Approved Loans
Interest Rate	missing/not reported	18	20.45	31	14.29	49	8.25	55	6.78	6	0.50	10	0.83	57	4.56	26	1.89	24	1.78	276	3.39
	0 to 2.0%	5	5.68	29	13.36	88	14.81	101	12.45	374	31.40	117	9.75	62	4.96	74	5.39	249	18.43	1099	13.52
	2.1% to 4.0%	18	20.45	60	27.65	195	32.83	209	25.77	345	28.97	499	41.58	350	27.98	332	24.18	268	19.84	2276	28.00
	4.1% to 6.0%	36	40.91	89	41.01	147	24.75	279	34.40	342	28.72	445	37.08	624	49.88	604	43.99	660	48.85	3226	39.68
	6.1% to 8.0%	7	7.95	22	10.14	71	11.95	150	18.50	114	9.57	106	8.83	116	9.27	208	15.15	141	10.44	935	11.50
	8.1% or greater	4	4.55	40	18.43	44	7.41	17	2.10	10	0.84	23	1.92	42	3.36	129	9.40	9	0.67	318	3.91
	Total	88	100.00	271	124.88	594	100.00	811	100.00	1191	100.00	1200	100.00	1251	100.00	1373	100.00	1351	100.00	8130	100.00
repayment schedule	missing/not reported	28	31.82	225	103.69	348	58.59	51	6.29	8	0.67	11	0.92	10	0.80	12	0.87	13	0.96	706	8.68
	less than 3 years	9	10.23	15	6.91	49	8.25	144	17.76	228	19.14	202	16.83	242	19.34	258	18.79	280	20.73	1427	17.55
	3 to 5 years	33	37.50	30	13.82	114	19.19	424	52.28	687	57.68	652	54.33	678	54.20	680	49.53	684	50.63	3982	48.98
	6 to 10 years	18	20.45	1	0.46	74	12.46	174	21.45	260	21.83	322	26.83	315	25.18	414	30.15	368	27.24	1946	23.94
	11 years or more	0	0.00	0	0.00	9	1.52	18	2.22	8	0.67	13	1.08	6	0.48	9	0.66	6	0.44	69	0.85
	Total	88	100.00	271	124.88	594	100.00	811	100.00	1191	100.00	1200	100.00	1251	100.00	1373	100.00	1351	100.00	8130	100.00
Source:  AFP Outcomes Database and Management System, downloaded November 19, 2008
Histoircally, the majority of AFP loans have had an interest rate of less than 6%.
The majority of AFP loans have been issued with repayment terms at less than 5 years.

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