Table 6. Demographic
Characteristics of Borrowers Cumulatively |
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Count |
% of 8130
Approved Loans |
Sex of AT users |
no response |
297 |
3.65 |
male |
4114 |
50.60 |
female |
3719 |
45.74 |
Total |
8130 |
100.00 |
Age in categories in ten years |
No response |
538 |
6.62 |
0-9 |
394 |
4.85 |
10-19 |
465 |
5.72 |
20-29 |
605 |
7.44 |
30-39 |
777 |
9.56 |
40-49 |
1308 |
16.09 |
50-59 |
1582 |
19.46 |
60-69 |
1209 |
14.87 |
70-79 |
790 |
9.72 |
80-89 |
418 |
5.14 |
90-100 |
44 |
0.54 |
Total |
8130 |
100.00 |
Race of AT users |
No response |
1882 |
23.15 |
White |
5141 |
63.23 |
Hispanic |
161 |
1.98 |
African-American |
712 |
8.76 |
American Indian or Alaskan Native |
82 |
1.01 |
Native Hawaiin |
1 |
0.01 |
Pacific Islander |
45 |
0.55 |
Asian Indian |
6 |
0.07 |
Asian |
40 |
0.49 |
Other |
60 |
0.74 |
Total |
8130 |
100.00 |
AT user's community |
No response |
420 |
5.17 |
Primarily urban |
2389 |
29.38 |
Primarily suburban |
2565 |
31.55 |
Primarily rural |
2346 |
28.86 |
Other |
410 |
5.04 |
Total |
8130 |
100.00 |
AT user's employment status |
No response |
442 |
5.44 |
Full-time |
1617 |
19.89 |
Part-time |
609 |
7.49 |
Not working |
5462 |
67.18 |
Total |
8130 |
100.00 |
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Source:
AFP Outcomes Database and Management System,
downloaded November 19, 2008 |
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Notes |
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AFPs
borrowers have represented the full breadth of society. Borrowers represent expected proportions by sex, age, race,
and community. |
Of note is the
fact that the majority of borrowers reported that they were not working at the time they took an AFP loan. |
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