Table 6.  Demographic Characteristics of Borrowers Cumulatively
		Count	% of 8130 Approved Loans
Sex of AT users	no response	297	3.65
	male	4114	50.60
	female	3719	45.74
	Total	8130	100.00
Age in categories in ten years	No response	538	6.62
	0-9	394	4.85
	10-19	465	5.72
	20-29	605	7.44
	30-39	777	9.56
	40-49	1308	16.09
	50-59	1582	19.46
	60-69	1209	14.87
	70-79	790	9.72
	80-89	418	5.14
	90-100	44	0.54
	Total	8130	100.00
Race of AT users	No response	1882	23.15
	White	5141	63.23
	Hispanic	161	1.98
	African-American	712	8.76
	American Indian or Alaskan Native	82	1.01
	Native Hawaiin	1	0.01
	Pacific Islander	45	0.55
	Asian Indian	6	0.07
	Asian	40	0.49
	Other	60	0.74
	Total	8130	100.00
AT user's community	No response	420	5.17
	Primarily urban	2389	29.38
	Primarily suburban	2565	31.55
	Primarily rural	2346	28.86
	Other	410	5.04
	Total	8130	100.00
AT user's employment status	No response	442	5.44
	Full-time	1617	19.89
	Part-time	609	7.49
	Not working	5462	67.18
	Total	8130	100.00
Source:  AFP Outcomes Database and Management System, downloaded November 19, 2008
Notes
AFPs borrowers have represented the full breadth of society. Borrowers represent expected proportions by sex, age, race, and community.
Of note is the fact that the majority of borrowers reported that they were not working at the time they took an AFP loan.

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